A Personal Umbrella Policy protects you from the things you might not consider. Like if a delivery person slips on your walkway after a snowstorm. Or your son's friend breaks his leg while jumping on your trampoline. Situations like these could result in a lawsuit, and they likely would not be covered by your homeowners insurance.
Liability lawsuits
Defense costs
Employment practices liability
Not-for-profit Director and Officer coverage
Worldwide coverage
Liability lawsuits | |
Defense costs | |
Employment practices liability | |
Not-for-profit Director and Officer coverage | |
Worldwide coverage |